We offer insurance to many professional
groups in Ontario. If your group is listed below
please click on the group to be directed to your
specific section. If you have any questions about
group insurance with North City please call.
GROUP INSURANCE
• Firefighters
• Fire Chiefs
• Volunteer Firefighters
• Paramedics
• CAIRP
• Multimatic
• PricewaterhouseCoopers
Accident Benefits
Provides benefits if the Insured is injured in an automobile accident, regardless of who caused the accident. These benefits include:
• Supplementary medical care, rehabilitation and other care;
• A tax-free income benefit for wage earners or self-employed;
• An income benefit to those who have no income from employment;
• An educational benefit to those unable to attend school;
• An allowance when a caregiver is injured; and
• When a person dies in an accident, funeral expenses and death benefits
Optional Increased Accident Benefits
Increased Income Replacement - the basic level of income replacement provided in the policy - $400 per week maximum - can be increased by purchasing optional coverage so that the weekly limit is up to $600, $800 or $1,000. All income replacement benefits are based on 80% of net weekly income.
Disability Income:
$200 increase $ 60
$400 increase $120
$600 increase $180
Increased Caregiver and Dependant Care - the basic level of caregiver benefits for care expenses of persons who are not employed but care for dependants (up to $250 per week for the first person needing care, and $50 per week for every additional person) can be increased by purchasing optional coverage so that the weekly limit is up to $325 for the first person and $75 for additional persons. There is no basic benefit for persons who are employed and care for dependants, but if they purchase this optional coverage they can receive a benefit to cover additional weekly dependant care expenses of $75 for the first dependant, and $25 for each additional dependant, up to $150 per week.
Caregiver/Dependant Care $20
Increased Medical, Rehabilitation and Attendant Care - the basic benefit pays up to $100,000 for medical and rehabilitation expenses, with a 10 year time limit in most cases, and up to $72,000 for attendant care expenses. If catastrophically impaired, the basic benefit pays $1,000,000 for medical and rehabilitation expenses and $1,000,000 for attendant care expenses. Optional coverage of $1,000,000 above the basic coverage can be purchased and that provides no limitation on the time for which these expenses are paid.
Medical / Rehab / Long Term Care $100
Increased Death and Funeral - the basic level of death benefits paid to the surviving spouse, same sex partner or dependants of a person who is killed ($25,000 to surviving spouse or same sex partner; $10,000 to surviving dependant;) can be doubled by purchasing this optional coverage. This coverage also increases the basic funeral expense benefit from $6,000 to $8,000.
Funeral & Death $12
Indexation Benefit - this optional coverage will ensure that certain weekly benefit payments and
monetary limits will increase on an annual basis to reflect changes in the cost of living.
Indexation $60
Where there is more than one type of vehicle, the premium for the highest rated vehicle will apply.
